Manage Home, Family and Work With These 5 Apps

People are busier than ever, making good use of personal time vital to achievement and success. In fact, I can easily say that both time management and financial management are two sides to the same coin.

Whether young or old, single or married, with children in the home or without, how well we use our time each day will pave the way to personal achievement. Here are five good iPhone apps that will enhance your quality of time each day.


SavingStar makes it easy to save on groceries and other online shopping. You earn cash back at the grocery store without clipping and sorting coupons.

By linking SavingStar to drugstore, supermarket, and other loyalty cards, you build cash using SavingStar redemption offers. You can even take a picture of store receipts to redeem for cash.

SavingStar automatically accumulates redemption values for deposit to bank, PayPal or Upromise accounts. Plus, you can apply your cash value at Starbucks, iTunes or AMC Theatres.

The beauty of SavingStar is that the coupons you choose are for typical stuff you regularly buy, such as beverages, snacks, diapers, fruits, vegetables and others. You also get a Healthy Offer of the Week like apples, tomatoes, grapes, and other fresh produce.

With SavingStar, you pay the normal price and the savings from the app coupons accumulate in your account. When you reach $5 or more, you can save the money in your personal bank account.

Key Ring

Millions of people like and use loyalty membership cards. They’re a quick and easy to carry method for getting store discounts. That is until your key ring is full of plastic loyalty card.

With Key Ring, the app becomes your loyalty and savings cards. Key Ring allows you to have loyalty cards, weekly store ads, coupons and shopping lists in one place stored on the app.

The app records each cards digital barcode and you can also capture a picture of each loyalty card for permanent storage. Key Ring is also great to use for membership cards, such as gyms, health clubs or other membership groups.


RedLaser is a barcode scanner and QR Code Reader, helping you shop smarter and more efficiently. RedLaser is great for comparing how much an item would cost if bought from a competitor, including Walmart, Best Buy, Amazon, other nationally branded stores, and local merchandisers.

In addition to price comparisons, RedLaser shows nutritional information on varieties of different foods, along with product ratings and reviews. And, the app lets you share loyalty cards with family and friends to find best coupon deal


BigOven is known as a “take the effort out of cooking” app and really is that and more. BigOven features include saving recipes, creating shopping lists, planning menus, and modifying individual serving sizes.

BigOven offers a database of 350,000 recipes to easily plan personal or family meals. If you want to plan a meal, just drag-and-drop recipes to your calendar by day, week or month.

BigOven is also a sharing app, syncing with email, Facebook, Pinterest, Instagram and Twitter. Scan in recipes and let the app do the digital text conversion.

While BigOven won’t replace the cookbook for all people, it really does give busy families a chance to have well balanced meals without eating up personal time in the process. And, every family member can help with meal planning.


Cozi could easily be the best app for any family. It truly is the modern family organizer.

With families seemingly heading in different directions at all times, Cozi allows the family to centralize each activity in one place using the app. This includes family calendars, shopping lists, recipes, to-do lists, appointments, journals, activities, etc.

For example, the recipe box with Cozi offers every family member input into meal planning and the Cozi journal lets families share photos, personal thoughts, and memories. So by using Cozi, everyone is in the know with all activities managed in one place in real-time.

Also, you can access and update on iPhone, tablets, or android devices across varying operating systems.

So the take away is that time is money in busy lives. Scheduling personal time and managing money really are separate sides of the same coin, and both need good decisions made on the fly.

These five mobile apps will help anyone make better decisions that will ultimately add to their financial success.

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